Haoliang, W. ., Yahya, M. H. D. H. ., & Rahim, N. A. . (2024). The impact of fintech on the efficiency of urban commercial banks in China-based on super slacks-based measures with undesirable output . International Journal of Applied Economics, Finance and Accounting, 20(1), 46–57. https://doi.org/10.33094/ijaefa.v20i1.1923